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Roofing Financing Calculator

Estimate your monthly roof payment in seconds. Adjust the amount financed, APR, and term to see your estimated monthly payment, total interest, and total cost — or flip on Proof Construction's $98/month financing offer to compare. Serving Tulsa & Broken Arrow since 2015.

Since 2015 Owens Corning Preferred CIB #80004070 4.9★ · 127+ Reviews 3-Year Workmanship Warranty From $98/Month Credit Scores As Low As 550 60-Second Pre-Qualification
$3,000$60,000
7.99%17.99%

Proof Construction Financing

$98/month from

New roof payments starting at $98/month for qualified buyers. Terms disclosed at approval — subject to credit approval.

  • 0% interest same-as-cash plans for qualified buyers
  • Fixed-rate terms up to 15 years
  • Credit scores as low as 550
  • 60-second pre-qualification, no impact to credit
$181.90
Estimated Monthly Payment
standard amortization estimate
$6,828
Total Interest
interest paid over full term
$21,828
Total Cost
principal + interest

Amortization Summary

Aug 2036
Estimated Payoff
120
Monthly Payments
$1,196
Interest in Year 1
61.2%
Principal in Year 1

First 12 months of your payment schedule (principal & interest split).

PaymentPayment AmtPrincipalInterestBalance

Estimates only. This calculator provides an estimate based on the inputs above using the standard amortization formula. Actual rates, payments, and terms are determined by the lender at approval.

All financing offers, including payments from $98/month and 0% interest plans, are subject to credit approval and lender terms.

How Financing Works

01

60-Second Pre-Qualification

No impact to your credit. Our lender partners review your info in about a minute and tell you what you qualify for.

02

Pick Your Plan

Choose 0% interest same-as-cash plans for qualified buyers or low fixed-rate loans with terms up to 15 years — payments from $98/month.

03

Get Your New Roof

Approval is subject to credit approval. Once approved, we install your roof with our 3-year workmanship warranty — 3x Oklahoma's minimum.

Ready to Finance Your New Roof?

Get a free estimate and 60-second pre-qualification from Tulsa's top-rated roofer.

(918) 734-4444

1709 W Detroit St Suite #A, Broken Arrow, OK 74012 · OK License CIB #80004070

Serving Tulsa, Broken Arrow, Bixby, Owasso, Jenks, Sand Springs & the surrounding metro.

Get Your Free Estimate

Roof Financing FAQ

How is my monthly roofing payment calculated?

Your estimated monthly payment is calculated with the standard amortization formula M = P × (r(1+r)^n) / ((1+r)^n − 1), where P is the amount financed, r is your monthly interest rate (APR ÷ 12), and n is the number of monthly payments. Slide the amount financed and APR controls, pick a term, and the calculator instantly shows your estimated payment, total interest, and total cost. Estimates only — your actual rate and payment are set by the lender and are subject to credit approval.

What is Proof Construction's $98/month financing offer?

Proof Construction partners with lenders that offer roof financing with payments starting at $98/month for qualified buyers. Terms are disclosed at approval and the offer is subject to credit approval. Use the promo toggle on this calculator to see how the $98/month anchor compares with your estimated payment at your amount, APR, and term.

What credit score do I need to finance a new roof?

Our financing partners approve credit scores as low as 550, and most homeowners can complete a 60-second pre-qualification with no impact on their credit score. Every application is reviewed by the lender, and approval is subject to credit approval.

What loan terms and APRs can I choose in this calculator?

Choose a term of 60, 84, 120, or 180 months and an APR from 7.99% to 17.99% to model your roof loan. Proof Construction's financing partners offer 0% interest same-as-cash plans for qualified buyers, plus fixed-rate loans with terms up to 15 years. All financing is subject to credit approval and lender terms.

Disclaimer: All figures produced by this calculator are estimates only and are provided for informational purposes. They do not constitute an offer of credit. Actual monthly payments, APRs, and terms depend on the lender, the applicant's credit profile, and final approval.

Proof Construction · 1709 W Detroit St Suite #A, Broken Arrow OK 74012 · (918) 734-4444 · OK License CIB #80004070. Financing from $98/month and 0% interest plans are subject to credit approval.