Stop Letting Insurance Algorithms Decide Your Roof's Fate
Your adjuster's scope comes out of Xactimate's RMS. That scoring tool rejects anything past its set limits. It does not know about non-consequential damage clauses. It did not measure ceramic granule loss density on your south slope. It did not weigh thermal blistering cycles from Oklahoma's 50°F day and night swings.
Here is what the software leaves out:
- RCV ≠ ACV: Your Replacement Cost Value minus depreciation equals what they'll pay today. We recover the withheld depreciation through forensic documentation of consequential damage.
- The 25% Rule: If hail damage covers less than 25% of a slope, many carriers deny full replacement. We map every impacted shingle and cite ASTM D6635-18 bruising standards to prove otherwise.
- Non-Consequential Damage: Carriers argue granule loss is "cosmetic." We submit microphotography evidence showing fiberglass mat degradation . Structural, not cosmetic.
- Omitted Code Upgrades: Tulsa's 2026 IRC requires drip edge flashing at all eaves and rakes, and ridge vent minimum net-free area. Ice & water shield isn't a universal code mandate at eaves in Oklahoma's climate zone, but Proof Construction installs it as a best-practice standard on every roof. Your adjuster's scope likely omits all three.
We file a supplement when covered work is missing by catching these misses. Upload your adjuster's scope to our Supplement Intelligence Portal for a free audit. Run our Claim Stress-Tester to compare the adjuster's estimate with our forensic baseline. Check hail risk with our Oklahoma Hail Probability Map. Score your claim readiness with the Claim Readiness Score tool.
Storm Damage Claim Estimator
Put in the square footage and the main damage type. The math uses Xactimate price-per-square data for Tulsa County.
Uncompromising Storm Damage Repair: Your Trusted Tulsa Roofing Authority
Oklahoma weather does not ask permission. Straight-line winds, tornadoes, baseball hail. Your roof is the first thing it hits. When the storm is over you do not need a sales rep. You need a roofer who knows the code book and the insurance side. Proof Construction LLC holds Oklahoma License #80004070. We repair storm damage across Tulsa, Broken Arrow, Bixby, Jenks, Owasso, Sand Springs, Claremore, Sapulpa, Glenpool, and Okmulgee. BBB A+ rated. 4.8/5 on Google from over 100 verified reviews. 12+ years in business. More than 3,100 completed projects. We know what we are looking at, and we put it back better than it was.
The Oklahoma Storm Threat: Beyond the Visible Damage
Oklahoma puts roofs through a lot. Hail runs from pea size (0.25 inches) to golf ball (1.75) and sometimes softball (4.5). It knocks granules loose, cracks the mat, bruises shingles, and breaks sealant strips. Miss that and the next rain finds your ceiling. Wind over 70-80 mph lifts shingles, creases them, or rips them off and leaves the decking bare. That is why we get up on the roof. We do not just count missing shingles. We check every square foot for the quiet damage, and our Owens Corning Preferred training tells us what to look for.
The Proof Construction LLC Difference: Forensic Damage Assessment
Our storm inspections are forensic. We send trained roofers, not sales reps. They check every part of the roof and the collateral damage around it.
- Complete Roof Surface Analysis: We scrutinize all roofing materials for granule loss, thermal cracking, impact craters, shingle bruising, creasing, lifting, and missing tabs. For low-slope or flat roofs, we assess for punctures, tears, and membrane delamination.
- Gutter and Downspout Inspection: Damage to gutters, including dents, dings, and detachment, is a common indicator of significant hail impact.
- Siding and Window Assessment: We identify collateral damage to siding, window screens, and frames, which often correlates with roof damage.
- Ventilation System Evaluation: Roof vents, turbines, and attic fans are frequently damaged by hail and wind. Their integrity is important for proper attic ventilation, preventing moisture buildup and premature roof aging.
- Chimney and Flashing Examination: We ensure all flashing, including step, counter, and valley flashing, remains securely sealed and undamaged to prevent water intrusion at critical junctures.
- Interior Inspection (If Necessary): We investigate any signs of water intrusion in the attic or interior living spaces, identifying the source and extent of leaks.
We fly drones over steep or hard-to-reach roofs and photograph what the eye cannot see. That evidence sets the scope and backs the claim.
Navigating the Insurance Claim Labyrinth with Proof Construction LLC
Insurance after a storm can feel like a fight. We stand on your side. We audit the claim line by line and push for what the policy actually covers. What we do:
- Expert Documentation: We provide irrefutable photo and video evidence, detailed damage reports, and precise material lists, all careful documented to support your claim.
- Adjuster Scope Auditing: Our seasoned project managers are experts in interpreting insurance scopes. We attend adjuster meetings, pointing out overlooked damage and ensuring the adjuster’s assessment is complete and accurate. This critical step prevents underpayment and ensures all necessary repairs are included.
- Supplemental Claim Filing: If the initial insurance payout is insufficient to cover the full scope of repairs, we careful prepare and file supplemental claims, providing additional documentation and justification to secure the necessary funds. We understand the nuances of depreciation, recoverable depreciation, and replacement cost value (RCV) versus actual cash value (ACV) policies.
- Code Compliance Advocacy: We ensure that all repairs comply with current Oklahoma-specific Building Codes, including the International Residential Code (IRC) and International Building Code (IBC) amendments adopted by local jurisdictions. If code upgrades are required (e.g., specific underlayment, ventilation, or fastening schedules), we ensure these are included in your claim.
You should be thinking about the repair, not the paperwork. We handle the claim details so you can get back to normal.
Engineered for Resilience: Superior Roofing Systems for Oklahoma
We do not just repair. We rebuild for the next storm. Premium materials, installed the way the manufacturer says, so the roof holds up to Oklahoma weather for decades.
- Class 4 Impact-Resistant Shingles: For maximum protection against hail, we strongly recommend and expertly install Class 4 impact-resistant shingles. These premium products are engineered to withstand impacts that would shatter conventional shingles, often qualifying for insurance premium discounts.
- SBS-Modified Underlayment: We use advanced SBS (Styrene-Butadiene-Styrene) modified synthetic underlayments, offering superior waterproofing and tear resistance compared to traditional felt paper. This provides an additional layer of defense against water intrusion, especially important in high-wind events.
- Ice and Water Shields: While Oklahoma isn't known for heavy snow, ice and water shield membranes are critical in valleys, around chimneys, and along eaves to prevent water backup from wind-driven rain and ice dams, which can occur during rare winter storms.
- Optimal Ventilation Systems: Proper attic ventilation is non-negotiable. We design and install balanced intake and exhaust ventilation systems (e.g., continuous soffit vents with ridge vents) to meet or exceed manufacturer specifications and building codes. This mitigates heat buildup, extends shingle lifespan, and prevents moisture accumulation that can lead to mold and rot.
- Oklahoma Wind Zone Compliance: Our installation practices rigorously adhere to Oklahoma wind zone classifications, employing enhanced fastening techniques and ensuring proper shingle adhesion to resist uplift in high-wind conditions.
- Diverse Roofing Solutions: Beyond asphalt shingles (including architectural and designer options), we also possess expertise in TPO (Thermoplastic Polyolefin) membranes for low-slope applications, metal roofing systems, and other specialized materials, ensuring we can address any residential or Commercial Roofing need.
Every roof we install carries a manufacturer warranty and our own workmanship guarantee.
Your Proactive Partner in Protection: Contact Proof Construction LLC Today
Emergency Tarping & Mitigation
2-hour emergency tarping. We cover the roof, board up what needs it, and pull water before it spreads.
Emergency Tarping & RepairForensic Damage Assessment
We fly drones and document hail bruises to ASTM standards. Major carriers accept our reports for supplement approvals.
Use AI AnalyzerInsurance Claim Advocacy
We audit every line of the adjuster's scope. We audit every line item and file a supplement when covered work is missing. per claim because the paperwork proves the damage.
Audit Your ClaimHail Damage Restoration
Full repair for hail damage. Class 4 impact-resistant shingles cut future damage and can earn you an insurance discount.
View Hail StatsWind Damage Repair
Wind lifts shingles and flashing. We find the nail pull-through, the failed sealant, and the shifted decking from Tulsa's 80+ mph straight-line winds.
Schedule RepairSupplement Preparation
Our Xactimate specialists find missed line items, code upgrades, and wrong material specs. We handle the appeals process.
Try Supplement AIStorm-Proofing Upgrades
Build it stronger the first time. Impact-resistant shingles, better underlayment, upgraded flashing, and wind-rated ventilation.
Explore UpgradesPre-Storm Preparedness
Spring and fall inspections. We check attic ventilation and the structure so the roof is ready when storm season starts.
Schedule Inspection