The Roof That Pays For Itself — Twice
In Oklahoma, a metal roof isn't a luxury upgrade. It's the mathematically correct choice. Here's the math on a typical Tulsa home: Asphalt shingle roof costs $12,000, lasts 25 years. You'll replace it once — total cost over 50 years: $24,100+. A standing seam metal roof costs $22,000, lasts 50-70 years. You'll never replace it. Insurance savings alone ($300-$500/year with Class 4 discount) recover the premium difference within 7-10 years. After that, the metal roof costs you $0 more — and saves on cooling every summer.
Metal Roofing Systems We Install
Standing Seam
$14,000 – $28,000
Concealed-fastener panels with 1.5-2" vertical ribs. Zero exposed fasteners — no leak points. 24 or 26 gauge Galvalume steel. 140 mph wind rating. 40-60 year lifespan. Clean modern aesthetic. 20+ color options with Kynar 500 finish. The gold standard for residential metal roofing.
Stone-Coated Steel
$16,000 – $32,000
Steel panels with stone granule coating that mimics shingle, tile, or shake appearance. Class 4 impact rated (highest). 120 mph wind rating. Lifetime limited warranty. Ideal for HOAs requiring traditional aesthetics with metal durability. The look of shingles. The strength of steel.
Metal Roof vs. Asphalt Shingles — 50-Year Cost Comparison
| Factor | Architectural Shingles | Standing Seam Metal |
|---|---|---|
| Initial Cost (2,200 sq ft) | $10,000 – $15,000 | $14,000 – $28,000 |
| Lifespan | 25-30 years | 40-70 years |
| Replacements over 50 Years | 1-2 replacements | 0 replacements |
| 50-Year Total Cost | $20,000 – $45,000 | $14,000 – $28,000 |
| Hail Resistance | Class 3 (standard) Class 4 upgrade available | Class 4 (standard) |
| Wind Rating | 110-130 mph | 100+ mph |
| Insurance Discount | 5-15% (Class 4 only) | 15-35% |
| Energy Savings/Year | $0 – $100 | $200 – $400 |
| Fire Rating | Class A (with underlayment) | Class A (inherent) |
Complete Roofing Material Cost Comparison — Tulsa, OK (2026)
All prices for a standard 2,200 sq ft Tulsa home. Includes tear-off, decking repair allowance (2 sheets), synthetic underlayment, and labor. Actual costs vary based on pitch, accessibility, and condition.
| Material | Installed Cost | Lifespan | 50-Year Cost | Hail Rating | Insurance Discount | Energy Savings/Year | Best For |
|---|---|---|---|---|---|---|---|
| 3-Tab Asphalt | $7,500 – $10,500 | 15-20 years | $22,500 – $42,000 | Class 1-2 | 0-5% | $0 | Rental properties, flip homes |
| Architectural Shingles | $10,000 – $15,000 | 25-30 years | $20,000 – $30,000 | Class 3-4 | 5-15% | $0 – $100 | Most common choice in Tulsa |
| ★ Standing Seam Metal | $14,000 – $28,000 | 40-70 years | $14,000 – $28,000 | Class 4 | 15-35% | $200 – $400 | Best value long-term |
| Stone-Coated Steel | $16,000 – $32,000 | 50-70 years | $16,000 – $32,000 | Class 4 | 15-35% | $150 – $350 | HOA-compliant homes |
| Concrete Tile | $22,000 – $38,000 | 50-100 years | $22,000 – $38,000 | Class 3-4 | 10-20% | $100 – $300 | Premium estates |
| Slate | $30,000 – $60,000 | 75-200 years | $30,000 – $60,000 | Class 4 | 20-35% | $200 – $400 | Historic/luxury homes |
Bottom Line
Over 50 years, a standing seam metal roof costs $14,000-$28,000 total — while two asphalt shingle replacements cost $20,000-$45,000. That's a 30-50% savings with metal, plus 40-60 years of lower insurance premiums and cooling costs. In Oklahoma's hail-prone climate, metal isn't a luxury — it's the financially optimal choice.
Financing Makes Metal Affordable
At $22,000 financed over 15 years at 6.99%, your monthly payment is approximately $198/month. With $300/year insurance savings and $300/year energy savings, your net cost is around $148/month — less than many Tulsans pay for cable and internet. Explore financing options →